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:: Volume 7, Issue 26 (Quarterly Journal of Fiscal and Economics Policies 2019) ::
qjfep 2019, 7(26): 135-161 Back to browse issues page
The Effect of Information Technology on Operating Costs of Selected Iranian Banks
Fateme Namazi , ZAHRA Karimi Takanlo , Tayyebeh PourmandBakhshayesh *
Faculty of Economics and Management   University of Tabriz
Abstract:   (3141 Views)
This research investigates the impact of information technology on operating costs of the selected public and private banks in Iran. Independent variables are the size of the bank, cost of human resources, communication equipment and network, Database, communication hardware and software.  We use balance panel data for 9 selected banks (Melli, Mellat, Sepah, Saderat, Sina, Pasargadae, carafarin, saman and refah) in a fixed effects panel model for the period of 2009-2015. The results indicate the positive effect of information technology on banks operating costs reduction.
Keywords: Information and Communication Technology, Electronic Banking, Operational Cost
Full-Text [PDF 839 kb]   (792 Downloads)    
Type of Study: Applicable | Subject: Special
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namazi F, karimi Takanlo Z, pourmandBakhshayesh T. The Effect of Information Technology on Operating Costs of Selected Iranian Banks. qjfep 2019; 7 (26) :135-161
URL: http://qjfep.ir/article-1-952-en.html


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Creative Commons License This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Volume 7, Issue 26 (Quarterly Journal of Fiscal and Economics Policies 2019) Back to browse issues page
فصلنامه سیاستهای مالی و اقتصادی Quarterly Journal of Fiscal and Economic Policies
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